This is an FAQ! Perhaps one of most frequently asked (and most frequently mis-answered) questions that agents receive from employer clients is whether they can offer coverage to just certain employees, or vary their benefits offering and/or employer contribution among classes of employees. There are various versions of this question, but it really boils down to this: When it comes to benefits, are employers allowed to treat employees differently? Possible Answer #1 https://youtu.be/g9A6ctjHAxE?si=UjOShWYiPOxbGi05 Possible Answer #2 https://youtu.be/cmhsMZFCIYU?si=ZcMfWaa5EALQsqTZ Possible Answer #3: It depends. Possible Answer #4: I have no clue. Have we been giving the right answer? Most brokers are confused…