Benefits Learning
Leverage in the Insurance Industry
Part 2 · Lesson 11

Creating Leverage

Reducing Friction

Small points of resistance can slow down work more than we realize. This lesson shows how removing repeated obstacles can create leverage by making future action easier.

Source video: Part 2 Approx. runtime: 7 minutes Core theme: friction reduction

Big Idea

Friction is anything that makes work harder to start, harder to complete, or easier to avoid. The goal is not to keep working around the same obstacle. The goal is to remove it so the problem stops repeating.

In the previous lesson, we looked at turning repeated work into reusable assets. This lesson looks at another form of leverage: removing barriers. Instead of capturing something useful so you can reuse it, you fix something annoying so you do not have to keep dealing with it.

Both ideas work the same way. One effort creates repeated future benefit.

If something slows you down more than once, fix it.

What Friction Is

Friction shows up in both business and personal life. It is the small resistance that makes a task feel more annoying than it should. It may be a missing password, a broken process, a document that is hard to find, a form that has to be rebuilt, or a tiny step that gets repeated every time you do something.

These problems often feel too small to deserve attention. That is why they stay in place. You may not stop and think about them consciously, but you still feel the resistance each time they appear.

That resistance matters because it can delay action. It can make you procrastinate. It can turn a simple task into something you avoid, not because the task is difficult, but because the process around the task is irritating.

Start friction

The first step is unclear, annoying, or harder than it needs to be.

Process friction

The task requires repeated steps that could be simplified or removed.

Retrieval friction

The information exists, but finding it takes too much effort.

Solve It Once

The key move is to stop working around repeated problems and solve them once. If the same obstacle keeps showing up, continuing to manage it is not efficient. It keeps charging you time, attention, and patience.

Removing friction is leverage because the payoff continues after the initial fix. You make one change, and every future version of the task becomes easier. That might mean creating a template, replacing a broken step, changing where something is stored, automating a task, or simply buying the right tool or supply.

The fix does not have to be dramatic. Small fixes can matter because repeated problems are expensive over time. One tiny point of resistance may not seem important, but several of them stacked together can create real drag in your day.

Do not manage the obstacle forever. If the same issue keeps slowing you down, remove the obstacle so it stops consuming future energy.

A Simple Example

Eric used a personal example from his own life: a garage door opener with a dead battery. Instead of immediately replacing the battery, he kept working around the problem. He backed the car out, went back into the garage, pressed the wall button, ran out, stepped over the sensor, and then left. When he returned home, he had to go through the front door, enter the code, open the garage, and pull the car in.

The actual solution was simple. Identify the correct battery, buy it, and replace it. That one small action would remove the problem. Instead, the workaround became part of the routine.

That is how friction often works. The workaround becomes familiar enough that we tolerate it, even though the fix would be much easier than continuing to deal with the problem.

Business Friction

The garage door example is personal, but the same pattern appears in agency work. A task may not only solve one immediate issue. It may remove something that has been slowing you down again and again.

When Eric was clearing his backlog, he tagged certain tasks as friction. Those were the items that would not merely complete one task, but would remove a repeated annoyance. That made them higher-value items because the benefit would continue every time the related work came up in the future.

In an agency, friction might include repeatedly searching for the same carrier contact, rewriting the same email, manually reformatting the same spreadsheet, chasing the same missing information, or explaining the same process from scratch. Each item may feel minor, but together they create drag.

Notice

Pay attention when the same irritation appears more than once.

Tag

Mark it as friction so it does not disappear back into the background.

Remove

Fix the cause instead of repeating the workaround.

Rules to Live By

This lesson also introduces a useful habit: create a simple “rules to live by” list. These are not goals, resolutions, or motivational sayings. They are operating principles that make work and life easier when followed consistently.

“If something slows you down more than once, fix it” is a good example. It is simple, practical, and easy to remember. If you keep a system like WorkFlowy or another knowledge tool open during the day, this kind of rule can live there and be reviewed periodically.

As you start removing friction and capturing what works, patterns become easier to see. You begin to notice where the same problems show up, where the same work gets repeated, and where one fix can create repeated future benefit.

Simple rule: the next time a task feels harder than it should, ask whether the task is actually hard or whether friction is making it feel hard.

Apply It

Think about one small thing that has slowed you down more than once in the past week. It could be a missing template, a repeated search, a confusing file location, a broken process, or an annoying step you keep tolerating.

Do not just work around it again. Identify the fix, even if it is small, and treat that fix as leverage. One solved friction point can make future work easier every time the task comes back.