Tools

Interactive tools and reference resources.

• Employer Shared Responsibility Estimator
  Estimate ACA employer-mandate penalty exposure and check 2026 affordability.
• Renewal Comparison Tool
  Compare current vs. renewal and alternate plan costs side by side.
• HSA Discount Calculator
  See the effective discount of paying medical costs with tax-free HSA dollars.
• Medicare Part D Creditable Coverage Calculator
  Check whether a prescription drug plan is creditable under Medicare Part D.
• UN-Enhanced FPL Chart & Benchmark Caps (2026)
  Reference chart for 2026 benchmark-plan affordability if enhanced subsidies expire.
• Texas State Continuation
  Full text of the Texas Insurance Code Chapter 1251 continuation provisions.